HOLIDAY scams

Lying on the beach soaking up the sun, chilled out and relaxed - tourists are a prime target for con-artists. In recent years various countries have clamped down on time-sharing scams while people are also more wary of the schemes. Instead this year, you'll get a free scratch card and you'll win holiday. The only catch is, as the very friendly person who approached you will say, is that you have to go to a presentation. There will be food and drink, and a slick sales pitch to join a 'holiday club' that goes on for hours. It will be in a location well away from your hotel and there'll be no taxis. Eventually, reassured that it's a sound investment, you'll sign up to the holiday club. But it's a scam - the contract will be completely different to the sales pitch. Save some time and don't even bother accepting the scratch card. Remember if a deal is too good to be true, then it isn't and always be wary of people who approach you first.